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Insurance
Coverage You
Can Count On

Expert Guidance, Exclusive Discounts—Protecting Your Professional Future.

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OUR PROCESS

Request a Quote

Fill out a quick form or give us a call so we can understand your unique needs.

Explore Your Options

As impartial brokers, we’ll compare plans from multiple top carriers and present you with coverage choices that truly fit your situation.

Get Protected

Pick the policy that meets your goals and secure your coverage—enjoying the peace of mind that comes with being properly insured.

Welcome to CIB, Your trusted insurance brokers

At Carlsbad Insurance Brokerage, our mission is to empower professionals by providing transparent, unbiased, and comprehensive insurance options tailored to each individual's unique needs.

Kierstin Erwin

Insurance Broker

K Erwin Current HS.jfif

Insurance Overview

Disabiltiy Insurance

True own-occupation disability insurance provides coverage that truly protects your ability to work in your specific profession.

Life Insurance

Doctors, dentists, and other high-income professionals often rely on life insurance to protect their families and ensure their financial legacy in the event of an untimely death.

Business Overhead Expense (BOE)

Business overhead insurance helps cover ongoing expenses—such as rent, staff salaries, and utilities—when a professional is temporarily unable to work due to disability or illness. 

Malpractice Insurance

Malpractice insurance safeguards them against the financial and legal consequences of lawsuits—covering legal fees, settlement costs, and potential judgments.

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Your training isn’t just intense—it’s invaluable

Learn how to protect your future specialty with strategic insurance built for your stage

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